The Farmers & Merchants State Bank Serving Northwest OH & Northeast IN
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PERSONAL BANKING
SMALL BUSINESS/COMMERCIAL
AGRICULTURAL
FM INVESTMENT SERVICES
SHAREHOLDER INFORMATION

Mortgage and
Home Equity Center Apply here now!

 
Important News from F&M about Email Communications!

Resources

Deposit Interest Rates
Compare Consumer
  Checking Products
Glossary of Banking Terms
Balancing Form
e-Protect Fraud Alert Emails
Account Change Form
Check 21 Information
Personal Financial
  Statement
Agricultural Financial
  Statement
Mortgage Web Center

Savings Application
Checking Application
 
 


We make it Easy to be
Smart with your Money!


Personal Banking
Small Business/Commercial
Agricultural
Secure Email
BANKING
  • Online Banking
  • Online Bill Pay
  • Checking
  • Statement Options
  • Overdraft Protection
  • Savings / CDs / IRAs
  • Health Savings Accts
  • Bank Cards
LOANS
  • Mortgage Loans
  • Home Equity Loans
  • Credit Cards
  • Personal Loans
  • Auto Rates
 
OTHER SERVICES
  • Electronic Funds Transfer
  • Wire Transfers
  • Your 24/7 Bank Teller!
Welcome to Farmers & Merchants State Bank
We are glad that you have come to our website and hope you find it informative, helpful and easy to navigate Our objective is to make banking with the F&M as easy as possible.

You’ll find details on nearly all of our services and products, in consumer-friendly language, on the personal banking, business/commercial, and agricultural pages. Deposit accounts for individuals may be opened online and home mortgage loans, home equity loans, personal loans and credit cards can also be applied for online.

Obviously, we feel using the web is an important delivery channel. We pride ourselves on a high level of personal service through any delivery channel you choose: the web, via telephone banking system, personal telephone (we still have a human answering our telephones), 30 ATMs and good old face-to-face service at any of our 18 full service locations. Perrysburg, Ohio and Butler and Auburn, Indiana and a full service ATM in St. Joe, Indiana are all new F&M locations.

Since it’s impossible to bundle the entire bank on our website, we invite you to contact us if you’d like additional information or further assistance. You may even want to add this website to your list of favorites. We’ll be pleased to help you and welcome the opportunity to show you how to be smart with your money!

Paul S. Siebenmorgen
President & CEO

 
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ABOUT F&M:
about us
locations
contact us
employment
PRIVACY/SECURITY:
ID theft - credit or debit
ID theft - check fraud
ID theft - loan fraud
phishing (PDF)
privacy notice
ADDITIONAL SERVICES:
switch kit
mortgage web center

Copyright 2007 Farmers & Merchants State Bank. All Rights Reserved.