ACH Services

  • Pay vendors
  • Process employee payroll
  • Schedule cash disbursements
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Electronic Services

  • Fast and secure suite of online services for F&M business customers
  • Includes online banking, mobile banking, remote deposit capture, and more
  • Instant access to deposit, savings, and loan balance information
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Fraud Detection Services

  • Catch fraudulent activity before the money leaves your account
  • Positive Pay sends alerts when a mismatch occurs
  • You decide whether or not to approve the payment
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Health Savings Account (HSA)

  • Provide great benefit to employees
  • Helps retain and attract good employees
  • Employer contributions are tax deductible*
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Merchant Services

  • Provide additional payment options for your customers
  • Accept major credit and debit cards for increased versatility
  • Boost your bottom line by making it easier for people to pay you
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Sweep Services

  • Keep your money working for you, automatically
  • Maximize interest earnings or save on interest expense
  • Full deposit balance eligible for FDIC protection
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Business Checking Account Comparison Chart

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Business EZ Overdraft Protection

  • Avoid overdraft fees
  • Extend cash flow
  • Protect your credit
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Treasury Management Package Solutions

  • Add efficiency to your business
  • Pay bills, complete ACH transactions, wire funds, and much more
  • Choose from a number of affordable packages to suit your specific needs
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