Managing a business is more than a full-time job, and running to a branch isn't always an option. But with our full range of online banking service, you can manage your business accounts from anywhere.

Online Banking

Managing a business can mean early mornings and late nights ... and running to a branch isn't always an option. But with our online banking service, you can manage your business checking and savings accounts from anywhere.

  • Fast, free, and secure service for F&M business customers
  • Save money on postage fees with online bill pay
  • Instant access to deposit, savings, and loan balance information
  • View detailed account history
  • Transfer funds between accounts
  • Export transaction data to many financial software programs
  • Simplify account management
  • Save time; avoid unnecessary trips to a branch
Mobile Banking with Mobile Deposit

With the free F&M mobile app, you can complete a full range of business banking transactions from the convenience of your mobile device. Simply download the mobile app and log in with your F&M online banking user ID and password. You can now bank anywhere at anytime!

  • Fast and secure service for F&M online banking customers
  • Easily manage your cash flow:
    • View account balances
    • Deposit checks
    • Review transaction history
    • Transfer funds between accounts
    • Receive alerts
    • Stop payments
  • Control payments:
    • Pay bills
    • Make or approve ACH transfers
    • Make email & mobile payments
    • Approve bill pays
    • Assign user entitlements
  • Available via any web-enabled cell phone or device
  • Utilize this service in two convenient ways:
    • Web browsing
    • Mobile app for select Apple® and Android™ devices
  • Save valuable time and effort; avoid an extra trip to a branch

Mobile Deposit

Our Mobile Deposit Capture makes it easy for your business to deposit checks from literally anywhere using our Business Mobile Banking App on your smartphone.

  • Deposit checks according to your schedule
  • Improves cash flow
  • Saves time
  • Quick, Convenient, Safe, Secure

Mobile Wallet

Make business purchases using your mobile device. Mobile Wallet works with F&M business debit cards. Learn more about this convenient payment option.

E-Deposit (Remote Deposit Capture)

Simply scan and send — two simple steps and a matter of minutes is all that stands between having a check at your office and us recognizing it in ours. Remote deposit capture is not only easy, it also accelerates cash flow, heightens your protection against check fraud, and reduces errors in accounting.

  • Deposit checks from the convenience of your office
  • Utilizes a desk scanner and internet access
  • Simply scan, then send checks to the bank for processing
  • Streamline check handling from multiple offices or locations
  • Same day credit up to 5 pm; faster availability of funds, accelerating cash flow
  • Saves time; the whole process can be done in a matter of minutes
  • Reduce time and money spent on document preparation and transportation
  • Fewer errors in accounting
  • Reduce the risk of check fraud by eliminating the circulation of paper checks
  • Features state-of-the-art security
Online Bill Pay

With online bill pay you can quickly and conveniently pay anyone online that you pay today by check.

Check the books and pay bills — all with a click of a button. Manage multiple invoices, track spending by vendor, customize individual reports, and more.

  • Easily pay multiple complex invoices
  • Track spending in detail, even vendor by vendor
  • Allow multiple users with adjustable permission controls
  • Customize reports to see only pertinent data points and info
  • Save time, money and cut down on paper costs
  • Stay organized to avoid late fees and missed payments
  • Domestic payments only