Custom Image

Kasasa Saver

Put your Kasasa Cash earnings to good use and earn 0.50% APY* with Kasasa Saver. This free savings account is linked to your Kasasa Cash Account. Each month Kasasa Cash account rewards and ATM fee refunds are automatically transferred to this savings account, where they'll earn a second great rate!

If you are an existing account holder and wish to switch to a Kasasa account, please submit a Contact Us form explaining your request.

  • 0.50% APY* on balances up to $20,000
  • 0.01% APY* if qualifications aren't met
  • No monthly fees
  • No minimum balance
  • Automatically save Kasasa Cash ATM refunds
  • Free online banking/Mobile banking
  • Free online statements
  • Direct deposit available
  • FDIC insured

*APY=Annual Percentage Yield


There are no additional qualifications to get the Saver rate. Every month you qualify for the Kasasa Cash rate, you automatically get the Saver rate as well. Each monthly qualification cycle with your Kasasa Cash account just:

  • Have at least 12 Debit MasterCard® point of sale purchases post and settle
  • Have at least 1 Direct Deposit or automatic payment (ACH) debit post and settle
  • Be enrolled and review Online Statements via Online Banking (a valid email address is required)

Chances are you're doing most of these already! Qualifying couldn't be easier!

*APY= Annual Percentage Yield. APYs are accurate as of 9/1/2016. Rates may change after the account is opened. You must have a Kasasa Cash checking account to open a Kasasa Saver savings account. Refer to Kasasa Cash checking requirements and disclosures. Minimum to open a Kasasa Saver is $50. (1) Kasasa Saver balances up to $20,000 receive an APY of 0.50% if qualifications are met each qualification cycle on your Kasasa Cash account; (2) balances above $20,000 receive an interest rate of 0.12% on the portion of the balance above $20.000 if qualifications are met each qualification cycle on your Kasasa Cash account resulting in APYs ranging from 0.50% - 0.31% depending on the balance in the account (assuming a maximum account balance of $100.000). If qualifications on your Kasasa Cash account are not met, the APY will be 0.01% on all balances. "Monthly Qualification Cycle" means the last business day of the month to one day prior to the last business day of the following month. The qualification cycle is not the same as your monthly statement cycle. The advertised Kasasa Cash APY is based on compounding interest. The interest earned on Kasasa Cash is deposited on the last business day each month and automatically transferred to Kasasa Saver the next business day where it then compounds interest at the Kasasa Saver APY. The actual interest paid on Kasasa Cash could be less than the advertised APY.

The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Qualifying transactions must post and settle your Kasasa Cash account during the monthly qualification cycle. If Kasasa Cash qualifications are met within the monthly qualification cycle, nationwide ATM fee refunds up to $15 (on the Kasasa Cash account only) will be deposited on the last business day each month and automatically transferred to Kasasa Saver the next business day. Fees may reduce earnings. Personal accounts only. Limit one account per household.

If qualifications are not met during three consecutive monthly qualification cycles, this account may be converted to a Statement Savings account in the next monthly statement cycle immediately following the third consecutive non-qualifying cycle. As a Statement Savings account, the account is subject to a $300.00 minimum daily balance requirement or it is subject to a $3.00 monthly service fee and the annual percentage yield is not paid on balances below $300.00.


View our Kasasa Saver Qualification Cycle Calendar.