The keys to your dream home are within reach — and we can help you get them with affordable rates and flexible terms catered to your unique situation. You'll also receive personalized service from our local experts, as well as a quick decision.

Details
  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of financing programs available:
    • Fixed Rate Mortgages
    • Adjustable Rate Mortgages (ARMs)
    • FHA & VA Mortgages
    • Rural Development Mortgages (USDA)
    • Jumbo Mortgages
  • Budget-friendly repayment terms, unique to your situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Detailed, attentive service from start to finish
Downpayment Assistance Programs

Welcome Home Program

A grant from the Federal Home Loan Bank usually available from March through July or until all funds have been advanced. Designed to target low to moderate income Ohio families by providing $5,000 toward the purchase of a home.

Community Housing Improvement Program (CHIP)

A grant through the state of Ohio administered by Maumee Valley Planning Commission. Contact CHIP at  (419) 784-3882 for more information.

Meet the Team

Ohio

Mary Stefko
Home Loan Manager

NMLS ID #305800

Ph: 419.446.2501
marystefko.fm-bank.com

Shaun Mack
Home Loan Originator

NMLS ID #1527432
Ohio, Northeast Indiana, Defiance County, Williams County

Ph: 419.446.2501
shaunmack.fm-bank.com

Jessica Babcock
Home Loan Originator

NMLS ID #501038
Fulton County, Henry County, Lucas County, Wood County

Ph: 419.446.2501
jessicababcock.fm-bank.com

Marilyn Bergstedt
Archbold Woodland Office Manager

NMLS ID #583442

Ph: 419.446.2531
marilynbergstedt.fm-bank.com

Jamie Worman
Bryan East High Office Manager

NMLS ID #479662

Ph: 419.636.9011
jamieworman.fm-bank.com

Michael Smith
Bryan SouthTowne Office Manager

NMLS ID #585340

Ph: 419.636.6104
michaelsmith.fm-bank.com

Linda Bechstein
Custar Office Manager

NMLS ID #630983

Ph: 419.669.2801
lindabechstein.fm-bank.com

Cheri Schuette
Defiance Office Manager

NMLS ID #580346

Ph: 419.782.9421
cherischuette.fm-bank.com

Debra Kauffman
Delta Office Manager

NMLS ID #580347

Ph: 419.822.9510
debrakauffman.fm-bank.com

Melissa Shull
Hicksville Office Manager

NMLS ID #195254

Ph: 419.542.6603
melissashull.fm-bank.com

Leigh Boothman
Montpelier Office Manager

NMLS ID #580338

Ph: 419.485.1363
leighboothman.fm-bank.com

Diana Dennie
Napoleon Office Manager

NMLS ID #583444

Ph: 419.592.2077
dianadennie.fm-bank.com

Hallie Nagel
Perrysburg Office Manager

NMLS ID #583447

Ph: 419.931.8892
hallienagel.fm-bank.com

Shauna Cotter
Stryker Office Manager

NMLS ID #583443

Ph: 419.682.3411
shaunacotter.fm-bank.com

Jennifer Knapp
Swanton Office Manager

NMLS ID #583446

Ph: 419.825.3339
jenniferknapp.fm-bank.com

Taryn Schmitz
Sylvania Office Manager

NMLS ID #479664

Ph: 419.824.0066
tarynschmitz.fm-bank.com

Brenda Mossing
Waterville Office Manager

NMLS ID #562690

Ph: 419.878.0305
brendamossing.fm-bank.com

Sue Dieringer
Wauseon Downtown Office Manager

NMLS ID #580339

Ph: 419.337.3085
suedieringer.fm-bank.com

Gloria Gunn
Wauseon Shoop Office Manager

NMLS ID #583445

Ph: 419.337.2010
gloriagunn.fm-bank.com

Pat Burkholder
West Unity Office Manager

NMLS ID #580342

Ph: 419.924.2321
patburkholder.fm-bank.com

Indiana

Kevin Rice
Angola Office Manager

NMLS ID #454723

Ph: 260.624.2108
kevinrice.fm-bank.com

Curtis Rash
Auburn Office Manager

NMLS ID #1245845

Ph: 260.927.1550
curtisrash.fm-bank.com

Chawney Gambler
Butler Office Manager

NMLS ID #1193791

Ph: 260.868.2177
chawneygambler.fm-bank.com

Ashley Warren
Huntertown Office Manager

NMLS ID #901880

Ph: 260.637.1347
ashleywarren.fm-bank.com