Kasasa Cash
3.06% APY*. ATM fee refunds. No monthly fees. Do you Kasasa?
Kasasa is about making life better. F&M is proud to bring Kasasa to Northwest Ohio and into Indiana too! This free high interest checking account offers an outrageously high 3.06% APY* and ATM fee refunds nationwide, with no monthly fees or minimum balance requirements. Plus, it's easy to qualify!
If you are an existing account holder and wish to switch to a Kasasa account, please submit a Contact Us form explaining your request.
Questions?- Summary
- 3.06% APY* on balances up to $25,000
- 0.81% APY* on amount of balance over $25,000
- 0.10% APY* if qualifications aren't met
- No monthly fees
- No minimum balance
- ATM fee refunds nationwide (up to $25 per cycle)
- Free debit card
- Free online banking with bill pay
- Free online statements
- Direct deposit available
- Overdraft protection available
- FDIC insured
- $50 deposit to open
*APY = Annual Percentage Yield
- Qualifications
To qualify for the Kasasa Cash rate and ATM fee refunds nationwide, simply do the following:
- Make 12 debit card transactions per qualification cycle
- Set up 1 Direct Deposit or one ACH debit monthly
- Retrieve statements via online banking (a valid email address is required)
Chances are you're doing most of these already! Qualifying couldn't be easier!
Plus, if for some reason you don't qualify in a given cycle, you still get free checking and earn our basic rate of interest. And you can always get the rewards back the next cycle.
- More Info
Annual Percentage Yield (APY) accurate as of 06/01/10. Minimum $50 to open this account. Rate tiers are as follows: 3.06% APY paid on to balances of $.01 - $25,000 and 0.81% APY paid on balances over $25,000 each statement cycle when qualifications are met. All balances will earn 3.06% APY - 0.81% APY as long as qualifications are met. When qualifications are not met, 0.10% APY paid on all account balances and ATM fees are not refunded. The interest rate and APY may change without notice after the account is opened. Nationwide ATM fee refunds up to $25 per statement cycle when qualifications are met. Fees may reduce earnings. Personal accounts only.
