Clean Start Checking
If you've had checking account issues in the past, we can offer you a clean start here. This personal checking account comes with no minimum balance requirement and a low monthly fee. Start clean—it's easy with F&M.
Questions?- Summary
- $50 deposit to open
- No minimum balance
- Unlimited check writing
- No per check charges
- Low $9.95 monthly fee
- Free ATM card or debit card
- Free online banking with bill pay
- Free online statements
- Free 24-hour telephone banking
- Free transactions at F&M ATMs
- Direct deposit available
- FDIC insured
All nonsufficient funds (NSF) items will be returned. Each NSF item is subject to a NSF Charge and a Negative Checking Balance daily fee beginning on the 4th day that the account is overdrawn.
